SmarterDividends

ECF vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. ECF offers the higher yield at 7.81%, MA has the higher dividend-safety score, and ECF trades at the larger discount to fair value (+30%).

MetricECFMA
Forward yield7.81%0.62%
Annual dividend$0.95$3.48
Payout ratio29%18%
Years of growth2 yr14 yr
5-yr dividend growth2.9%13.7%
5-yr total return-14%56%
Dividend safety score84 (A)89 (A)
Fair value estimate$16.26$558.11
Upside to fair value+30%+3%
Frequencyquarterlyquarterly
Market cap$163.8M$497.7B
P/E ratio3.832.6

Higher yield

ECF

7.81%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

ECF

+30% upside

ECF vs MA — FAQ

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