SmarterDividends

LYG vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. LYG offers the higher yield at 3.36%, MA has the higher dividend-safety score, and LYG trades at the larger discount to fair value (+52%).

MetricLYGMA
Forward yield3.36%0.64%
Annual dividend$0.20$3.48
Payout ratio44%18%
Years of growth4 yr14 yr
5-yr dividend growth13.7%
5-yr total return154%57%
Dividend safety score59 (C)89 (A)
Fair value estimate$9.05$558.71
Upside to fair value+52%+3%
Frequencysemiannualquarterly
Market cap$85.4B$483.7B
P/E ratio14.731.4

Higher yield

LYG

3.36%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

LYG

+52% upside

LYG vs MA — FAQ

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