MA vs SMFNF: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. SMFNF offers the higher yield at 1.34%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+3%).
| Metric | MA | SMFNF |
|---|---|---|
| Forward yield | 0.64% | 1.34% |
| Annual dividend | $3.48 | $0.57 |
| Payout ratio | 18% | 38% |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 13.7% | 8.4% |
| 5-yr total return | 57% | — |
| Dividend safety score | 89 (A) | 51 (C) |
| Fair value estimate | $558.71 | $38.70 |
| Upside to fair value | +3% | -9% |
| Frequency | quarterly | semiannual |
| Market cap | $483.7B | $164.6B |
| P/E ratio | 31.4 | 16.9 |
Higher yield
SMFNF
1.34%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
+3% upside
MA vs SMFNF — FAQ
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