SmarterDividends

MA vs SYF: Which Is the Better Dividend Stock?

As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. SYF offers the higher yield at 1.71%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+10%).

MetricMASYF
Forward yield0.60%1.71%
Annual dividend$3.48$1.36
Payout ratio18%12%
Years of growth14 yr4 yr
5-yr dividend growth13.7%5.5%
5-yr total return67%63%
Dividend safety score87 (A)85 (A)
Fair value estimate$641.25$24.24
Upside to fair value+10%-70%
Frequencyquarterlyquarterly
Market cap$508.6B$25.9B
P/E ratio32.08.2

Higher yield

SYF

1.71%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+10% upside

MA vs SYF — FAQ

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