MA vs UMBF: Which Is the Better Dividend Stock?
As of July 2026, UMBF (UMB Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UMBF offers the higher yield at 1.22%, UMBF has the higher dividend-safety score, and UMBF trades at the larger discount to fair value (+59%).
| Metric | MA | UMBF |
|---|---|---|
| Forward yield | 0.62% | 1.22% |
| Annual dividend | $3.48 | $1.72 |
| Payout ratio | 18% | 15% |
| Years of growth | 14 yr | 30 yr |
| 5-yr dividend growth | 13.7% | 5.5% |
| 5-yr total return | 56% | 54% |
| Dividend safety score | 89 (A) | 98 (A) |
| Fair value estimate | $558.11 | $224.71 |
| Upside to fair value | +3% | +59% |
| Frequency | quarterly | quarterly |
| Market cap | $497.7B | $11.3B |
| P/E ratio | 32.6 | 12.6 |
Higher yield
UMBF
1.22%
Safer dividend
UMBF
Grade A
Faster growth
MA
13.7%
Better value
UMBF
+59% upside
MA vs UMBF — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.