MA vs UMBF: Which Is the Better Dividend Stock?
As of June 2026, UMBF (UMB Financial Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UMBF offers the higher yield at 1.27%, UMBF has the higher dividend-safety score, and UMBF trades at the larger discount to fair value (+65%).
| Metric | MA | UMBF |
|---|---|---|
| Forward yield | 0.71% | 1.27% |
| Annual dividend | $3.48 | $1.72 |
| Payout ratio | 18% | 15% |
| Years of growth | 14 yr | 30 yr |
| 5-yr dividend growth | 13.7% | 5.2% |
| 5-yr total return | 34% | 45% |
| Dividend safety score | 89 (A) | 98 (A) |
| Fair value estimate | $554.23 | $222.86 |
| Upside to fair value | +13% | +65% |
| Frequency | quarterly | quarterly |
| Market cap | $432.9B | $10.3B |
| P/E ratio | 28.3 | 11.8 |
Higher yield
UMBF
1.27%
Safer dividend
UMBF
Grade A
Faster growth
MA
13.7%
Better value
UMBF
+65% upside
MA vs UMBF — FAQ
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